PROTECT WHAT MATTERS MOST WITH A TAILORED HOME INSURANCE POLICY

Help ease the financial burden of repairing or rebuilding your home and replacing your belongings after commonplace disasters.

 

What does homeowners insurance cover?

A standard homeowners insurance policy covers damage to your home and your property. Typical home insurance policies cover damage caused by:

  • An aircraft, car or other vehicle 

  • Explosions 

  • Falling objects 

  • Fire and smoke 

  • Lightning strikes 

  • Theft 

  • Vandalism and malicious mischief 

  • Some types of water damage  

  • The weight of ice, snow and sleet 

  • Windstorms and hail

Types of homeowners insurance:

  • Dwelling coverage helps you pay for repairs or rebuilding your home if it’s damaged or destroyed. 

  • Personal property coverage helps you pay the costs of fixing or replacing your belongings if they’re damaged.  

  • Liability coverage helps you protect your financial assets if you’re at fault for an injury or property damage. 

  • Additional living expenses coverage helps you pay for rent, food, and other increased costs if you have to live somewhere else while your home is being repaired. 

We Have Coverage Options:

  • Homeowners

  • Condo

  • Mobile & Manufactured Homes

  • Vacation Homes

  • Landlord or Rental Properties

  • Flood

  • Earthquake

  • Airbnb/Short-Term Rental

  • Course of Construction

Find the right coverage for you!

How much homeowners insurance do I need?

One way to estimate how much home insurance you might need: multiply the total square footage of your home by per-square-foot building costs in your area.

In addition to estimating the cost to rebuild your home, consider how much it will cost to:

  • Replace your belongings 

  • Cover additional living expenses if you can’t live in your home